Share Savings Account Share Draft Account Sub-Share Account Share Certificate Account Individual Retirement Account Holiday Club Account
		Share Draft Account The Share Draft Account is the Credit Union name for the checking account. A Credit Union share draft account does not have any per draft fees, no monthly account fee, no minimum balance requirement. There are certain fees that apply on an individual basis, such as the "Overdraft Fee." See the "Fee Schedule" for details on the various fees MCEFCU charges. Share Draft accounts receive dividends on the average daily balance in the account, compounded monthly. Overdraft Protection is available on your share draft account.