Montgomery County Employees Federal Credit UnionMaking Member Satisfaction The Measure Of Our SuccessOnline Banking


Welcome Current Job Openings
Internet Banking
Bill Payment
CUPID Audio Teller
ATM/VISA Check Card
Check Reordering
Direct Deposit/Payroll Deduction

Current Job Openings


There are no job openings at this time.





e-Services



Internet Banking

internet banking banner

Enjoy the convenience of accessing your account information 24-hours, 7 days a week. It's free! To get started, you need a computer with internet access, and a CUPID PIN (first-time users). If you need a CUPID PIN, please request one or contact us at 301-279-1964, and tell us you want to use Internet Banking.

With Internet Banking, you can do the following:
  • Get real-time balances
  • Reconcile your accounts
  • Make transfers, loan payments, and line of credit advances
  • Print account history
  • Download account information into Quicken or Microsoft Money
  • Check your stocks
  • View your MCEFCU eStatement
Log on to Internet Banking today! Extensive security measures ensure that your transactions are safe and confidential.


Bill Payment

Tired of writing checks? Save yourself the hassle of buying stamps and stuffing envelopes by using Bill Payment! You can pay your bills electronically with a computer to any organization, company, or individual within the United States! Simply log on to Internet Banking to sign for Bill Payment service! The cost to use Bill Payment service is FREE!!!

With Bill Payment:
  • Can pay an unlimited number of bills per month.
  • Schedule single or recurring payments.
  • View payment history.
  • Check the status of payments scheduled.
  • Delete payees.
  • Can schedule your bills 24/7!
Signing up for Bill Payment service couldn't be easier!
  • Log on to Internet Banking, and click the Bill Payment icon.
  • Read and accept the Bill Payment Terms and Conditions.
  • Complete the electronic Bill Payment application and click submit.

    • After signing up for Bill Payment, you will receive an email informing you your application has been approved, and an email confirming your Bill Payment account is ready for use. The complete process takes approximately 1 - 2 business days.

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    CUPID Audio Teller

    Call CUPID. 24 hours-a-day! Locally 301-279-1136 or Nationwide 1-800-342-8728. CUPID - which stands for "Credit Union Phone In Direct" - is MCEFCU's audio response system. Using CUPID, you can use a touch-tone phone and your CUPID PIN to obtain balance and history information about your account 24 hours-a-day. You can also make transfers between share and share draft accounts, make loan advances and payments, or request a withdrawal to be mailed to you.

    If you do not have a CUPID PIN, please click here to request one.

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    ATM/VISA Check Card

    ATM Card
    Members only holding share accounts with MCEFCU can enjoy worldwide account access at any ATM displaying the STAR®,PLUS®, or CO-OP Networks® logos with your MCEFCU ATM card. You may also use your MCEFCU ATM card to make point-of-sale purchases at participating merchants that display the STAR® logo.

    VISA®Check Card

    ATM Networks
    ATM Networks

    ***Effective October 18, 2004***
    To help combat fraudulent activity, all non-PIN VISA®Check Card transactions will be blocked from the following countries:

    Australia, Austria, Brazil, Dominican Republic, France, Germany, Greece, Hong Kong, India, Indonesia, Ireland, Israel, Italy, Japan, Republic of Korea, Malaysia, Mexico, Netherland Antilles, Philippines, Romania, South Africa, Spain, Switzerland, Taiwan, Thailand, Turkey, United Kingdom, and Venezuela.
    For more information, please contact Kerry at 301-279-1964, x-3323.

    Important Phone Numbers

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    Check Reordering

    Now you can reorder checks online! MCEFCU offers both Liberty Checks and Deluxe Checks. Click on the appropriate logo below to reorder checks. You will need your Reorder form from your checkbook for the necessary account information.

    Liberty Checks      Deluxe Checks

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    Direct Deposit/Payroll Deduction

    Why waste time standing in line? Make your life more convenient by having all or a portion of your paycheck automatically deposited into your account(s) with Direct Deposit. Along with being convenient, Direct Deposit and/or Payroll Deduction eliminate the risk of loss, theft, or forgery of your paycheck. It's also a great way to pay a loan, as you can earn up to a .50% discount on your rate. You'll save time and money on extra trips to the Credit Union to deposit your check(s). And most importantly, you'll have access to your money through ATM's and merchant's worldwide with your MCEFCU ATM card or VISA Check Card.

    Check with your employer's Payroll Department to see if they offer Direct Deposit to MCEFCU, then contact Member Service at 301-279-1964 for details on signing up!